The 2012 National Financial Capability Study (NFCS) presents new survey findings that underscore the need to ensure all Americans have access to the education, resources and tools they need to manage their money with confidence. This second iteration of the study builds on the findings and benchmarks established in 2009 and adds to the growing conversation about how individuals can best manage and make decisions about their financial resources.


To view survey data, select a state from the menu below:

Choose a state from the map below or View National Results

About the FINRA Foundation

The FINRA Investor Education Foundation provides underserved Americans with the knowledge, skills and tools necessary for financial success throughout life. Since 2003 it has supported innovative research and educational projects aimed at those who need it most.

Data and Methodology

To broaden the conversation on financial capability, the FINRA Foundation invites academic and policy researchers and others interested, to further explore research implications with access to full datasets, questionnaires, executive summaries, and methodology.

Financial Literacy Quiz

Gauge your financial knowledge—take the quiz and compare your score with the averages in specific states, regions or the nation overall.